There are a handful of things that signify adulthood; some of these are: your first car, your first apartment (or house, or mortgage), and your first credit card. Like most things that matter, it takes some research (or experience) to discover what’s right for you and your lifestyle.

If you’re looking to get your first credit card or switch card companies, you might be interested in learning that BDO has re-launched their BDO Shop More MasterCard.

BDO Shop More MasterCard

Here are the perks of owning a BDO Shop More MasterCard:

Comes with a FREE SM Advantage Card
Your Shop More MasterCard comes with a FREE SM Advantage Card, which can be used to earn points while shopping in SM and other SM Advantage Card partner establishments like PLDT, Petron and Taal Vista Hotel. Your SM Advantage Card is automatically renewed every 3 years together with the renewal of your Shop More MasterCard.

Higher Rewards Points
Get additional 0.5 point on top of regular points earned in your SM Advantage Card. Regular SMAC holders earn 1 point for every PHP200 purchase in SM Department Stores. With your Shop More MasterCard, you get 1.5 points. It’s the only credit card that gets
additional SMAC points.

5% Rebate during SM’s 3-Day Sale
Cardholders get extra discount on their purchases during SM’s 3-Day Sale weekends for a minimum spend of Php5,000. Plus, if you shop during the first 2 hours on the first day of the sale, you can get a 10% discount on top of the sale price by simply presenting your SM
Advantage Card.

Low Monthly Membership Fee
Pay only PHP75/month (or PHP900 a year!!! That’s super low for me) for membership for Principal and Php50/month for Supplementary. Membership fee is waived for the first year.

And to celebrate the re-launch of the Shop More MasterCard, BDO is offering a Shop More Instant Shopping Discount to both new and existing cardholders. From February 15 to June 30, 2012, BDO is offering new Shop More MasterCard users an instant 15% off (with a minimum transaction amount of PHP3,000) on their first purchase at SM Department Store; existing cardholders get a 5% discount.

BDO Shop More MasterCard

They had me at SM Advantage Card (mine actually needs to be renewed). Seriously, the SM Department Store is like candyland for me. It’s my favorite place to shop and a lot of my money goes to their resort label, Coco Cabana (I guess one of the good things about living in the Philippines is that you can get away wearing summer pieces throughout the year).

To be honest, I couldn’t wait to get my hands on an application when I read about this product. And so should you. Hurry, apply for a BDO Shop More MasterCard now!